Planning for Repayment – Budgeting and Student Debt 

Prepare for federal student loan payments to resume by exploring effective budgeting techniques.

How Do I Pay for That? Understanding Checking Accounts, Credit Cards and Cash

Participants will explore the key differences and appropriate uses of debit cards, credit cards, digital payment options and cash. They will identify the components and uses of a personal check and check register. The benefits of a checking account, savings account and certificate of deposit will also be discussed.

My First Job: Paycheck Basics

Participants will be exposed to key concepts about paychecks, such as: the differences between gross and net income, details on pay stub (i.e., payroll deductions and taxes), and payroll forms such as the I-9, W-2, and W-4.

Navigating Retirement with GPS: Growing, Protecting and Saving Your Funds for Retirement

Planning for a secure financial future can be overwhelming. A variety of topics regarding growing, protecting, and saving funds for retirement will be discussed.

Finn's Financial Adventure

Learners create a dynamic adventure-based storyline by guiding our friend Finn through a series of spending, saving, sharing, and earning experiences.

Paying for Higher Education

Explore costs related to funding higher education. Navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating current and future financial means as compared to anticipated financial commitment.

Joe the Monkey Saves for a Goal

Using the book, Joe the Monkey Saves for a Goal by John Lanza, youth will make decisions about how to spend, share, and save money.

Home Buying 101

Become familiar with several elements of home buying, such as: the roles of the realtor, home inspector, loan officer, buyer and seller.

What Do You Know? A Quiz Game of Financial Facts

Participate in a trivia-style game, examining concepts of budgeting, saving, sharing, borrowing, and interest, and discover related financial vocabulary.

Build a Better Budget

Learn to build a budget that supports current needs and wants, along with a foundation for financial independence and future goals.

Your Credit Score: How to Repair, Maintain and Build Up a Credit Score

Learn key terms and about the many variables that are used to calculate a credit score. Create a plan to develop positive financial habits to build a positive credit score. Develop how to maintain your credit history to work favorably into your financial future.

Quinn's Carnival Quest

Let’s help Quinn win prizes and meet a superhero during this goal-oriented, create-your-own adventure hour! Youngsters will guide Quinn through a series of financial decisions, including budgeting money and mulling whether to start a business.

Tackle Your Debt

Develop an effective debt pay-down strategy. Gain an understanding for debt levels and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed.

My Vehicle to Freedom

Apply a planned buying process to identify needs and wants in making an informed automobile purchase.

Positive Conversations with Youth

Refine strategies for talking with youth on how to make financial decisions that positively impact their future. Learn about financial checkpoints, key questions to explore together, and techniques for action-oriented discussions.