Business Banking

Enroll in Online Banking

Forgot Username/Password

Or download our mobile App

We’re in the business of doing business.

Banking, lending, and support built to help you run smoothly, grow confidently, and keep moving forward.

What Do You Need?

Business Banking

Accounts and tools that keep your day-to-day moving.

Commercial Lending

Flexible financing to expand, invest, and move forward.

Support Your Mission

Banking designed for nonprofit organizations.

Organization checking accounts
Flexible, low-cost structures
Employee/member benefits
Financial guidance & support

We Advocate For Your Business

The beauty of banking local is having a business services team that understands your needs. We can simplify the complexities of commercial lending and streamline your funding. We help you:

Finance commercial projects of all sizes
Cover today’s needs while planning for tomorrow
Apply for right-sized loans at a fair price
Obtain swift decisions and support from in-house experts

Four people in business casual clothing standing together

Steps For Starting a Business

Consider resources that position you well.

icon of a financial meter

Banking & Insurance

Open your Broadview business account to deposit funds and grow your balance. As you develop your business, add:

Cash Management
Card Processing
Payroll Services
Commercial Insurance⁴

Let Us Help

icon of a calculator and paper

Develop a Business Plan

Understand why a business plan is so important and create one. The NY Small Business Development Center (SBDC) offers:

Free Business Counseling
Business Plan Development
Marketing, Accounting

See Free SBDC Services

icon of a person holding a money bag

Need Financing?

New and young businesses can access trusted lending support in their community.

For Established Businesses

Compare Business Banking Options

Savings Checking

This table is a list of Business products and rates. The first column is the business savings. The remaining columns are business money market and business certificates.
	Business Savings	Business Money Market	Business Certificates
Monthly Fees	$0.00	$0.00	$0.00
Interest Rates	Loading...% APY¹View Rates	Variable. Up to Loading...% APY¹View Rates	Fixed. Up to Loading...% APY¹ View Rates
Minimum to Earn Dividends	$100	$2,500	$5,000
Access	Unlimited Withdrawals Includes ACH Debits	Unlimited Withdrawals Includes ACH Debits and Paper Checks	Penalty for Early Withdrawal
24/7 Online Banking & Mobile App	Yes	Yes	Yes

This table is a list of Business products and rates. The first column is the business savings. The remaining columns are business money market and business certificates.
	Business Savings	Business Money Market	Business Certificates
Monthly Fees	$0.00	$0.00	$0.00
Interest Rates	Loading...% APY¹View Rates	Variable. Up to Loading...% APY¹View Rates	Fixed. Up to Loading...% APY¹ View Rates
Minimum to Earn Dividends	$100	$2,500	$5,000
Access	Unlimited Withdrawals Includes ACH Debits	Unlimited Withdrawals Includes ACH Debits and Paper Checks	Penalty for Early Withdrawal
24/7 Online Banking & Mobile App	Yes	Yes	Yes

Open Account

This table is a list of Business products and rates. The first column is the business ease. The remaining columns are organization and business elite.
	Business Ease	Business Elite	Organization	IOLA	Real Estate Escrow
Monthly Fees	$0.00	$10.00²	$0.00	$0.00	$0.00
Free Items/Month	175³	350³	500³	Unlimited	Unlimited
Dividend Bearing	No	Loading...% APY¹	Loading...% APY¹	Loading...% APY¹	No
Minimum Balance	$0.00	$2,500.00	$0.00	$0.00	$0.00
Debit Card	Yes	Yes	Yes	No	No
Checks	Yes	Yes	Yes	Yes	Yes
24/7 Online Banking & Mobile App	Yes	Yes	Yes	Yes	Yes

This table is a list of Business products and rates. The first column is the business ease. The remaining columns are organization and business elite.
	Business Ease	Business Elite	Organization
Monthly Fees	$0.00	$10.00²	$0.00
Free Items/Month	175³	350³	500³
Dividend Bearing	No	Loading...% APY¹	Loading...% APY¹
Minimum Balance	$0.00	$2,500.00	$0.00
Debit Card/Checks	Yes	Yes	Yes
24/7 Online Banking & Mobile App	Yes	Yes	Yes

IOLA

Monthly Fees: $0.00
Free Items/Month: Unlimited
Dividend Bearing: Loading...% APY1
Minimum Balance: $0.00
Debit Card: No
Checks: Yes
Online/Mobile Banking: Yes

Real Estate Escrow

Monthly Fees: $0.00
Free Items/Month: Unlimited
Dividend Bearing: No
Minimum Balance: $0.00
Debit Card: No
Checks: Yes
Online/Mobile Banking: Yes

Open Account

Commercial Insurance

To help protect your business from unexpected claims, legal expenses, and recover from covered losses, many companies carry commercial liability insurance.

You can save time by having local agents from Broadview Insurance Agency⁴ compare options from multiple carriers for you.

General Liability
Professional Liability
Directors and Officers
Contractors Insurance

Receive a no-obligation quote for a policy tailored to your industry and operations.

Get a Quote

Required Documents

Assumed Name Certificate
Valid Government Issued ID

Assumed Name Certificate
IRS EIN Assignment Letter
Valid Government Issued ID

Filing Receipt
Certificate of Incorporation
By-Laws not required for solely owned S-Corp
IRS EIN Assignment Letter
Valid Government Issued ID

Filing Receipt
Articles of Organization
Operating Agreement not required for solely owned LLC
IRS EIN Assignment Letter
Valid Government Issued ID

Filing Receipt
Articles of Organization
Valid Government Issued ID

Filing Receipt
Certificate of Registration for LLP Only
Partnership Agreement/ or Operating Agreement
IRS EIN Assignment Letter
Valid Government Issued ID

Assumed Name Certificate
Partnership Agreement
IRS EIN Assignment Letter
Valid Government Issued ID

Certified Copy of a Resolution or Letter, signed by the governing body of the legal entity, authorizing designated individuals to open the account and act on its behalf.
EIN Assignment Letter
Valid Government Issued ID

Certified copy of a resolution or letter, signed by the governing body of the legal entity, authorizing designated individuals to open the account and act on its behalf.
EIN Assignment Letter
Valid Government Issued ID

Valid ID
501(c) Tax Exempt Cert.
Bylaws
Board Resolution/Meeting Minutes
Certificate of Incorporation if applicable
NYS Filing Receipt
IRS EIN Assignment Letter (or equivalent)
Valid Government Issued ID

Required documents based on the structure of the entity
Valid Government Issued ID

State Level

Letter/approved application affirming the account name and signers
IRS Letter
The person benefiting from the political account, CANNOT be a signer on the account.
EIN Assignment Letter
Valid Government Issued ID

Federal Level

FEC Approved Application affirming the Account Name and Signers, including the FEC ID Number
IRS Letter
The person benefiting from the political account CANNOT be a signer on the account.
EIN Assignment Letter
Valid Government Issued ID

APY = Annual Percentage Yield. Rate and APY are accurate as of 10/9/2026 12:47 AM, may be variable, and may be subject to change after the account is opened. Fees and other conditions may reduce earnings. 
Monthly maintenance fee if average daily balance is below $2,500.
Items include checks paid and received, ACH paid and received, deposits made, and checks in each deposit. $.25 per additional item.
Broadview Insurance Agency, LLC, Albany, NY is a wholly owned subsidiary of Broadview Federal Credit Union. Not NCUA insured. Not a deposit. Not guaranteed by the credit union.