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Certificate Accounts

Great rates, many available terms
Sometimes, a dependable option is the right choice. Our share certificates will have you earning more than a basic savings account. Select from a variety of terms to support your savings needs and timelines:
- Earn up to % APY. See all terms and rates1
- A certificate designed for children allows deposits
- Enjoy dependable yield during market fluctuations
- Funds are insured by NCUA

Certificate Choices
Fixed-Rate Share Certificate
Earn steady dividends
Open with $500
3 to 60-month fixed term
No-risk investment
Can be used as collateral on a Broadview loan
Risk-Free Fixed-Rate Share Certificate
Steady rate with extra flexibility
Open with $500
Guaranteed rate for 18 months
Can change term once within first six months
Can be used as collateral on a Broadview loan
Smart Sense Share Certificate
Great gifting option for kids and teens
Open with just $50
Guaranteed rate for 18-36 months
Add-ons available during the life of the Certificate
HSA Share Certificate
Earn higher dividends
6 to 36-month terms
Pay for qualified health care expenses later
Return is guaranteed
Traditional and Roth IRA Share Certificate
Get great tax benefits
6 to 60-month terms
Guaranteed dividends
Boost retirement savings
Coverdell Education Share Certificate
Build up a college fund over time
Open with $500
Save up to $2,000 a year
Contributions can be withdrawn anytime
Jump Start Your Savings
Do you want to save for something special like an amazing vacation, a brand new wardrobe, or a state-of-the-art entertainment system? Then now is the time to put away money for a planned expense, or to create a rainy-day fund.

Helpful Resources
Is Your Password Friend or Foe?
Your old, familiar passwords are putting you at risk! See tips to make them stronger, and change them regularly.
College Savings Solutions
Broadview has partnered with SAGE Scholars to offer two programs to help curb those costs.2
Your Financial Advisor
Our trusted advisors provide objective guidance – and no hidden fees – on everything from key person insurance, estate planning, income protection, and more.
Bank Well, Live Better
Make the most of every Broadview benefit to simplify your finances and bank your way.
Paying It Back
U.S. Military service members paid it forward. Now it's our turn to pay it back with discounts on qualifying loans.
Save on Insurance
Make one request, and receive multiple insurance quotes. You just might find substantial savings in the process.
Prepare For Retirement
Discover five important steps you can take to prepare for the retirement you’ve been dreaming of. Join us for an upcoming Retirement Bound workshop.
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APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Fees and other conditions may reduce earnings. Minimum to open and obtain APY for Smart Sense Share Certificates is $50, and all other certificates require $500. Penalties may apply for early withdrawal. Certificates require Credit Union Membership.
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Your contribution may be tax deductible. Seek advice from a tax advisor for tax deductibility.