Certificates

Enroll in Online Banking

Forgot Username/Password

CAP COM Division Member Log In

Or download our mobile App

Certificate Accounts

Man sitting on the couch with a cup of tea

Great rates, many available terms

Sometimes, a dependable option is the right choice. Our share certificates will have you earning more than our basic savings account. Select from a variety of terms to support your savings needs and timelines:

Earn up to 5.00% APY¹. See all terms and rates
A certificate designed to allows deposits
Enjoy dependable yield during market fluctuations
Funds are insured by NCUA

Open an Account

Certificate Choices

Fixed-Rate Share Certificate

Earn steady dividends

Open with $500

3 to 60-month fixed term

No-risk investment

Can be used as collateral on a Broadview loan

Open Account

See Rates

Bump Up Share Certificate

Fixed rate for 18 months with extra flexibility

Open with $500

Can change terms to bump up your rate within the first six months²

Can be used as collateral on a Broadview loan

Open Account

See Rates

Add-On Certificate

Allows Ongoing Deposits

$100 minimum

Fixed rate, no monthly fees

12 to 36-month terms

Guaranteed returns

Open Account

See Rates

HSA Share Certificate

Earn higher dividends

6 to 36-month terms

Pay for qualified health care expenses later

Return is guaranteed

Open Certificate

See Rates

Traditional and Roth IRA Share Certificate

Get great tax benefits³

6 to 60-month terms

Guaranteed dividends

Boost retirement savings

Open Certificate

Learn more

Coverdell Education Share Certificate

Build up a college fund over time

Open with $500

Save up to $2,000 a year

Contributions can be withdrawn anytime

Open Certificate

Learn more

Jump Start Your Savings

Do you want to save for something special like an amazing vacation, a brand new wardrobe, or a state-of-the-art entertainment system? Then now is the time to put away money for a planned expense, or to create a rainy-day fund.

Savings Planner

Man standing on rocks overlooking a lake and mountains

Helpful Resources

Is Your Password Friend or Foe?

Your old, familiar passwords are putting you at risk! See tips to make them stronger, and change them regularly.

Set Strong Passwords

College Savings Solutions

Broadview has partnered with SAGE Scholars to offer two programs to help curb those costs.

Tuition Rewards Program

Your Financial Advisor

Our trusted advisors provide objective guidance – and no hidden fees – on everything from key person insurance, estate planning, income protection, and more.

Meet an Advisor

Bank Well, Live Better

Make the most of every Broadview benefit to simplify your finances and bank your way.

Paying It Back

U.S. Military service members paid it forward. Now it's our turn to pay it back with discounts on qualifying loans.

See if You Quality

Save on Insurance

Make one request, and receive multiple insurance quotes. You just might find substantial savings in the process.

Get Quotes

Prepare For Retirement

Discover five important steps you can take to prepare for the retirement you’ve been dreaming of. Join us for an upcoming Retirement Bound workshop.

Fixed Rate Certificates

Open an Account is a list of Certificate products, the balances required, and the earnings. The first column is the product name. The remaining columns represent different balance levels for the product and if it is offered as an IRA with corresponding dividend rate and annual percentage yields.
Term	Minimum to open and obtain APY¹	Dividend Rate³	APY¹
		%	%
		%	%
		%	%
⁴	$500	%	%
18 Month	$500	4.40%	4.50%
18 Month Bump Up⁵	$500	4.40%	4.50%
⁴	$500	%	%
		%	%
		%	%
		%	%
		%	%
12 Month Add-on		4.18%	4.27%
18 Month Add-on		4.27%	4.37%
24 Month Add-on	$100	3.89%	3.97%
36 Month Add-on		3.31%	3.37%

Traditional & Roth IRA Certificates

Open an Account
remaining columns represent different balance levels for the product and if it is offered as an IRA with corresponding dividend rate and annual percentage yields.
Term	Minimum to open and obtain APY¹	Dividend Rate³	APY¹
6 Month IRA²	$500	4.87%	5.00%
12 Month IRA²	$500	4.54%	4.65%
18 Month IRA²	$500	4.40%	4.50%
24 Month IRA²	$500	4.16%	4.25%
24 Month IRA Add-on²	$500	4.16%	4.25%
36 Month IRA²	$500	3.44%	3.50%
48 Month IRA²	$500	3.44%	3.50%
60 Month IRA²	$500	3.44%	3.50%

Coverdell Education IRA Certificates

Open an Account

a list of Certificate products, the balances required, and the earnings. The first column is the product name. The remaining columns represent different balance levels for the product and if it is offered as an IRA with corresponding dividend rate and annual percentage yields.
Term	Minimum to open and obtain APY¹	Dividend Rate³	APY¹
²	$500	4.87%	5.00%
²	$500	4.54%	4.65%
18 Month IRA²	$500	4.40%	4.50%
²	$500	4.16%	4.25%
² Add-on	$500	4.16%	4.25%
²	$500	3.44%	3.50%
²	$500	3.44%	3.50%
²	$500	3.44%	3.50%

Health Savings Certificates

Open an Account
list of Certificate products, the balances required, and the earnings. The first column is the product name. The remaining columns represent different balance levels for the product and if it is offered as an IRA with corresponding dividend rate and annual percentage yields.
Term	Minimum to open and obtain APY¹	Dividend Rate³	APY¹
6 Month	$500	4.87%	5.00%
12 Month	$500	4.54%	4.65%
18 Month	$500	4.40%	4.50%
24 Month	$500	4.16%	4.25%
36 Month	$500	3.44%	3.50%

APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Fees and other conditions may reduce earnings.
IRAs subject to maximum annual contribution limits.
Dividends on Share Certificates accrue daily and are considered earned as accrued. Dividends are paid the last day of the month except when partial withdrawals are made or early closeout occurs. Withdrawals of dividends, fees and other conditions may reduce the earnings. Penalties may apply for early withdrawal. Broadview Membership is required.
Once the 13-month certificate matures, the funds will roll into a 12-month certificate. Once the 23-month certificate matures, the funds will roll into a 24-month certificate. Changes can be made to the certificate, or it can be liquidated, during the 10-day period after maturity. Offer may be withdrawn at any time.
Once your account is established, during the first six (6) months your account is open, you may instruct us to exchange Your 18 Month Bump Up Share Certificate Account with another certificate account we offer with a higher rate, without penalty (excluding a new 18 Month Bump Up Share Certificate Account). The new certificate must have a term to maturity of at least 12 months, and you would be subject to terms and conditions of the new certificate account.

APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date for the 6-month certificate. Fees and other conditions may reduce earnings. Penalties may apply for early withdrawal. Minimum to open and obtain APY for Add-on Certificates is $100, and all other certificates require $500. Offer may be withdrawn at any time. Certificates require Credit Union Membership.
Once your account is established, during the first six (6) months your account is open, you may instruct us to exchange Your 18 Month Bump Up Share Certificate Account with another certificate account we offer with a higher rate, without penalty (excluding a new 18 Month Bump Up Share Certificate Account). The new certificate must have a term to maturity of at least 12 months, and you would be subject to terms and conditions of the new certificate account.
Your contribution may be tax deductible. Seek advice from a tax advisor for tax deductibility.

Certificate Choices

Helpful Resources

Bank Well, Live Better

Rates

Broadview Product Rates