Certificate Accounts
Great rates, many available terms
Sometimes, a dependable option is the right choice. Our share certificates will have you earning more than a basic savings account. Select from a variety of terms to support your savings needs and timelines:
- Earn up to % APY1. See all terms and rates
- A certificate designed for children allows deposits
- Enjoy dependable yield during market fluctuations
- Funds are insured by NCUA
Certificate Choices
Certificate Choices
Fixed-Rate Share Certificate
Earn steady dividends
Open with $500
3 to 60-month fixed term
No-risk investment
Can be used as collateral on a Broadview loan
Bump Up Share Certificate
Fixed rate for 18 months with extra flexibility
Open with $500
Can change terms to bump up your rate within the first six months3
Can be used as collateral on a Broadview loan
Smart Sense Share Certificate
Great gifting option for kids and teens
Open with just $50
Guaranteed rate for 18-36 months
Add-ons available during the life of the Certificate
HSA Share Certificate
Earn higher dividends
6 to 36-month terms
Pay for qualified health care expenses later
Return is guaranteed
Traditional and Roth IRA Share Certificate
Get great tax benefits
6 to 60-month terms
Guaranteed dividends
Boost retirement savings
Coverdell Education Share Certificate
Build up a college fund over time
Open with $500
Save up to $2,000 a year
Contributions can be withdrawn anytime
Jump Start Your Savings
Do you want to save for something special like an amazing vacation, a brand new wardrobe, or a state-of-the-art entertainment system? Then now is the time to put away money for a planned expense, or to create a rainy-day fund.
Helpful Resources
Helpful Resources
Bank Well, Live Better
Make the most of every Broadview benefit to simplify your finances and bank your way.
Bank Well, Live Better
Paying It Back
U.S. Military service members paid it forward. Now it's our turn to pay it back with discounts on qualifying loans.
Save on Insurance
Make one request, and receive multiple insurance quotes. You just might find substantial savings in the process.
Prepare For Retirement
Discover five important steps you can take to prepare for the retirement you’ve been dreaming of. Join us for an upcoming Retirement Bound workshop.
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APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Fees and other conditions may reduce earnings. Minimum to open and obtain APY for Smart Sense Share Certificates is $50, and all other certificates require $500. You will earn 4.75% APY on a 13-month Share Certificate. Once the 13-month Share Certificate matures, the funds will roll into a 12-month Share Certificate. Penalties may apply for early withdrawal, or it can be liquidated, during the 10-day period after maturity. The 13-month Share Certificate offer may be withdrawn at any time. Certificates require Credit Union Membership.
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Your contribution may be tax deductible. Seek advice from a tax advisor for tax deductibility.
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APY = Annual Percentage Yield. Rate and APY are accurate as of today‘s date. Once your account is established, during the first six (6) months your account is open, you may instruct us to exchange Your 18 Month Bump Up Share Certificate Account with another certificate account we offer with a higher rate, without penalty (excluding a new 18 Month Bump Up Share Certificate Account). The new certificate must have a term to maturity of at least 12 months, and you would be subject to terms and conditions of the new certificate account.
