Refinance and Save
Lower your rate to pay less over the life of your loan
Let our experienced, licensed loan officers explain refinancing benefits and guide you through this process.
- Reduce your monthly payments
- Increase your monthly cash flow
- Shorten the length of your loan (term)
- Pay less in interest overall
Rates
Rates
30-Year Fixed
AS LOW AS
% Rate
% APR1
(70-Day Rate Lock)
5/6 ARM1
AS LOW AS
% Rate
% APR1
(70-Day Rate Lock)
7/6 ARM1
AS LOW AS
% Rate
% APR1
(70-Day Rate Lock)
Find the Right Loan for Your Needs
Find the Right Loan for Your Needs
Fixed Rate Mortgages2
One rate for the life of the loan
Gives you the ability to budget each month
Competitive rates for 15-, 20-, and 30-year terms
Adjustable Rate Mortgages2
May offer a lower rate than a fixed-rate
Allows you to take advantage of rate drops
Available in 5-, 7-, and 10-year terms
Refinance and Get Cash Out
If your home is worth more than you owe on it (your equity), you can borrow some of that value. When you refinance, your original home loan is paid off and you receive the remaining funds in one lump sum.
Turn Your Home's Value Into Cash
A home equity line of credit (HELOC) is a great option because there are no closing costs, appraisal fee or escrow commitment.3 You can then use funds based on the equity in your home to pay off other loans, remodel, pay for school, or any other large expenses.
Bank Well, Live Better
Make the most of every Broadview benefit to simplify your finances and bank your way.
Bank Well, Live Better
Want To Save On Insurance?
Give one of our licensed experts a call at (888) 250-6689 to discuss your needs, or request an online quote.
Cash for Any Purpose
Our low-rate personal loan can help you cover unexpected expenses, update your home, pay off high intertest debt – and more!
Free Budgeting Tool
Pursue financial goals by creating budgets, reducing debt, and building savings. Available within digital banking.
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APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall credit worthiness. Representative payment for a 30 year fixed mortgage at 6.625% with a 6.785% APR is $6.51 per $1,000 borrowed. Representative payment for 10/6 ARM at 5.375% with a 6.415% APR is $6.26 per $1,000 borrowed for the first 10 years then subject to increase. Rates are accurate as of and are subject to change without notice. Quoted rates may include the requirement of credit union membership at the time of loan disbursal and selection of our Automatic Payment Plan. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Ask about other rates and terms.
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Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Both are Licensed Mortgage Bankers – NYS Dept. of Financial Services. NMLS Identifier: 309847. SMS address: 700 Patroon Creek Blvd. Suite 301, Albany NY 12206. HOA address: 4 Winners Circle, Suite 201, Albany NY, 12205. HOA Branch ID: 2491994. Broadview FCU NMLS Identifier: 458314.
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All loans are subject to creditworthiness. Title insurance may be required and is paid by the borrower. Closing costs paid by Broadview, on behalf of the borrower, will be paid on loan amounts up to and including $250,000 and will be added to the payoff amount of the loan if the home equity is paid and closed within three years of loan closing. The most common amounts for closing costs are estimated between $0 and $6,500 but depending on location and other factors it could be higher or lower. For loan amounts greater than $250,000, or total combined Broadview home equity loans exceeding $250,000, all closing costs will be paid by the borrowers at the time of closing. The product is available for members whose owner-occupied primary residence is in New York State or Pennsylvania counties of Susquehanna, Bradford, or Wyoming.
