Refinance and Save

Lower your rate to pay less over the life of your loan
Let our experienced, licensed loan officers explain refinancing benefits and guide you through this process.
- Reduce your monthly payments
- Increase your monthly cash flow
- Shorten the length of your loan (term)
- Pay less in interest overall

Rates
30-Year Fixed2
AS LOW AS
% Rate
% APR1
(45-Day Rate Lock)
5/6 ARM3
AS LOW AS
% Rate
% APR1
(45-Day Rate Lock)
7/6 ARM3
AS LOW AS
% Rate
% APR1
(45-Day Rate Lock)
How Much Can I Save?
- Compare to see how much you could save.
- Enter your current loan information
- Include rates on a new loan, fees
- View total interest paid on each loan
- See if your monthly payment is less


Refinance and Get Cash Out
If your home is worth more than you owe on it (your equity), you can borrow some of that value. When you refinance, your original home loan is paid off and you receive the remaining funds in one lump sum.
Turn Your Home's Value Into Cash
A home equity line of credit (HELOC) is a great option because there are no closing costs, appraisal fee or escrow commitment.4 You can then use funds based on the equity in your home to pay off other loans, remodel, pay for school, or any other large expenses.


Meet Your Team
Let us help you navigate your home-buying journey. Get to know the experienced Mortgage Loan Officers on our team.
- See bios of team members
- Choose a Mortgage Loan Officer
- Referred? Connect with the Loan Officer.
- Reach out for a loan or guidance
Helpful Resources
Bank Well, Live Better
Make the most of every Broadview benefit to simplify your finances and bank your way.
Want To Save On Insurance?
Give one of our licensed experts a call at (888) 250-6689 to discuss your needs, or request an online quote.
Cash for Any Purpose
Our low-rate personal loan can help you cover unexpected expenses, update your home, pay off high interest debt – and more!
Free Budgeting Tool
Pursue financial goals by creating budgets, reducing debt, and building savings. Available within digital banking.
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APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall creditworthiness. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. If an escrow account is required or requested, monthly payments may be greater. Ask about other rates and terms.
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An example monthly payment for a 30 year fixed mortgage rate at % with a % APR is per $1,000 borrowed. Rates are accurate as of and are subject to change without notice.
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ARM = Adjustable Rate Mortgage. The 7/6 ARM rate shall be fixed for 7 years and is subject to a rate adjustment bi-annually thereafter. The adjusted rate shall be based on the 30 Day Average SOFR plus 2.75% with a floor rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. Rates are accurate as of and are subject to change without notice. The adjusted rate shall be based on the index value in effect 60 days prior to the contractual rate change data. An example monthly payment for a 7/6 ARM rate at % with a % APR is per $1,000 borrowed for the first 7 years then subject to increase.
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APR = Annual Percentage Rate. All rates quoted are the lowest available rates. Actual interest rate will be based on overall creditworthiness. Other rates and terms available. Rates are accurate as of today and are subject to change without notice. Fixed Rate Home Equity Line of Credit: Rates are as low as 5.00% fixed APR for a 10-year repayment term. All terms include a 5-year draw. Variable Rate Home Equity Line of Credit: Rates are as low as 3.99% APR for the first 12 months and Prime minus 0.50% thereafter (currently 6.75% APR), with a maximum APR of 14.90%. A 10-year draw period is included in the 25-year repayment term. APR may vary.
Title insurance may be required and is paid by the borrower. Closing costs are paid by Broadview on loan amounts up to and including $250,000. Those costs must be repaid by the borrower(s) if the HELOC is closed within the first 3 years of account opening. The most common amounts for closing costs are estimated between $0 and $6,500 but depending on location and other factors it could be higher. For loan amounts greater than $250,000, or total combined Broadview home equity loans exceeding $250,000, all closing costs will be paid by the borrowers at the time of closing.
All Lines of Credit require a minimum limit of $10,000 and are available in New York State and Pennsylvania counties of Susquehanna, Bradford or Wyoming. Broadview FCU NMLS Identifier: 458314. Broadview membership is required. -
Mortgage products in New York State only and offered by Homeowners Advantage (HOA), a subsidiary of Broadview FCU. Licensed Mortgage Bankers – NYS Dept. of Financial Services. HOA NMLS Identifier: 309847. HOA address: 4 Winners Circle Suite 202, Albany NY 12205. Broadview FCU NMLS Identifier: 458314