Debt Protection

Protect yourself and your family.
Debt Protection may cancel your outstanding loan balance or cancel your monthly payment in the event of an unexpected life event without penalty or added interest. Debt Protection can:
- Help protect your credit rating by saving you from defaulting on a loan.
- Can provide a financial safety net when you or your loved ones may need it most.
Talk to a representative today by calling 800-727-3328.

Availability and Plan Options
Debt Protection is available for many consumer loans, credit cards, and home equity lines of credit (some restrictions apply). Choose from the plan options listed below.
*Joint protection on Plan 4 protects joint borrower 2 from the Protected Event of Death only
Definitions of Coverage
If you meet eligibility requirements and conditions, Broadview’s Debt Protection will provide the following benefits:
Life Coverage provides benefit to your family by canceling your remaining loan balance. Available on all plans, Life Coverage cancels the remaining loan balance up to $100,000 in the event of death of the protected borrower or protected co-borrower.
Hospital Stay Coverage cancels up to 3 monthly loan payments in the event the protected borrower or protected co-borrower is admitted for a hospital stay of 2 or more consecutive days.
- Consumer Loans & Credit Cards: (aggregate maximum of $3,000, up to $1,000 per month)
- Home Equity Line of Credit: (aggregate maximum of $3,750, up to $1,250 per month)
Disability Coverage cancels monthly loan payments for the protected borrower or protected co-borrower in the event of disability.
- Consumer Loans & Credit Cards: (aggregate maximum of $30,000, up to $1,000 per month)
- Home Equity Line of Credit: (aggregate maximum of $60,000, up to $1,250 per month)
Involuntary Unemployment protection helps ensure your loan payment will be covered as you search for new employment. Available on plans 1 and 4: Cancel up to 3 payments per occurrence.
- Consumer Loans & Credit Cards: (aggregate maximum of $15,000, up to $1,000 per month)
- Home Equity Line of Credit: (aggregate maximum of $18,750, up to $1,250 per month)
Things to Consider
Broadview’s Debt Protection can help supplement any insurance or savings you may already have. Consider all your monthly expenses, such as housing, groceries, medical, child care, vehicle and credit card payments. If something were to happen to you, would you and your loved ones have enough to get them through?
Cancel at Any Time
You may cancel Debt Protection at any time. If you do so within 30 days of a fee being paid, you will receive a refund.
Learn More
Talk to a representative today by calling 800-727-3328.
This product is optional
Your purchase of Broadview’s Debt Protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.
Additional disclosures
We will give you additional information before you are required to pay for Debt Protection. This information will include a copy of the contract containing the terms and conditions.
Eligibility requirements, conditions and exclusions
Exclusions apply - carefully read your contract for a full explanation of the terms and conditions of the Debt Protection.
Securian Financial Group, Inc.
securian.com
400 Robert Street North, St. Paul, MN 55101-2098
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