Purchase Your Home
Purchase Your Home
We're here to support you
Homeownership starts with smart planning. So before you begin your search for a house, let's talk. Our local teams ease the process and streamline your purchase.
- First time? You’ve come to the right place
- Unique, affordable mortgage options
- Let us tailor a mortgage for your needs
- Calculate your mortgage payment and find a home price that fits your budget
Rates
30-Year Fixed2
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(45-Day Rate Lock)
5/6 ARM3
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(45-Day Rate Lock)
7/6 ARM3
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(45-Day Rate Lock)
Traditional Mortgage Options
Fixed-Rate Mortgage
Finance up to 97% of the purchase price (if qualified) and enjoy quick processing. Flexible rates and terms are available.
Adjustable-Rate Mortgages
Payments may adjust up or down based on interest rate changes. Ideal if you will be in your home for about 10 years or less. Multiple options to fit your specific needs.
Multi-Family/Investment
Financing options for investment and multi-family properties (up to 4-family units).
Specialty Mortgage Options
Construction End Loan
If you’re buying in a community and the builder doesn’t need cash during construction, this loan may be ideal. You can lock in the rate for up to 365 days.
Jumbo Loan
The Jumbo Loan features favorable rates, flexible terms, and dependable payments on purchases greater than $832,750.
FHA Loan4
For borrowers seeking flexible qualification criteria, FHA loans offer low down payment options. Sellers can also provide up to 6% toward concessions.
Community Heroes Mortgage
A community’s strength comes from people who serve the public. If you work in healthcare, the U.S. Military, education, law enforcement, or fire & rescue professions – thank you. See how you can get $500 after the purchase of your home.5
Meet Your Team
Let us help you navigate your home-buying journey. Get to know the experienced Mortgage Loan Officers on our team.
- See bios of team members
- Choose a Mortgage Loan Officer
- Referred? Connect with the Loan Officer.
- Reach out for a loan or guidance
Helpful Resources
Bank Well, Live Better
Financial solutions for your life, all in one place.
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APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall creditworthiness. Rates are based on a purchase, no cash out or cash out refinance options may affect your rate. The rate lock period for fixed-rate and adjustable-rate mortgages is 45 days from application submission. If an escrow account is required or requested, monthly payments may be greater. Ask about other rates and terms.
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An example monthly payment for a 30 year fixed mortgage rate at Loading...% with a Loading...% APR is Loading... per $1,000 borrowed. Rates are accurate as of Loading... and are subject to change without notice.
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ARM = Adjustable Rate Mortgage. The 7/6 ARM is a 30 year mortgage with a fixed rate for the first 7 years that is subject to change bi-annually thereafter. The adjusted rate shall be based on the 30 Day Average SOFR plus 2.75% with a floor rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. Rates are accurate as of Loading... and are subject to change without notice. The adjusted rate shall be based on the index value in effect 45 days prior to the contractual rate change data. An example monthly payment for a 7/6 ARM rate at Loading...% with a Loading...% APR is Loading... per $1,000 borrowed for the first 7 years then subject to increase.
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FHA loans are insured by the Federal Housing Administration. Borrower qualification and program guidelines apply.
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Full disclosures and terms will be provided during the Mortgage Program consultations. The summary below is not all-inclusive. Mortgage is restricted to the primary residence (purchase only) located in New York State. Must be credit qualified and eligible for Broadview membership. A Broadview checking account with payroll direct deposit and automatic mortgage payments is required. The $500 deposit will be made to the program participant’s Broadview checking account within 30 days of the closing, upon verification of all eligibility requirements. This program cannot be combined with any other offers.
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Insurance products are offered through Broadview Insurance Agency, LLC, a wholly owned subsidiary of Broadview Federal Credit Union. Not NCUA insured. Not deposits or other obligations of the credit union and are not guaranteed by the credit union. May involve risk. Coverage subject to underwriting approval. Discounts and savings vary by carrier and policy. Rates and terms are subject to change. Not available in all states. See https://www.broadviewinsuranceagency.com/ for full details.
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Not insured by the NCUA, Not deposits or other obligations of the credit union, Not guaranteed by the credit union, subject to investment risks, including possible loss of the principal invested.
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Mortgage products offered in New York State only. Principal address: 4 Winners Circle Suite 202, Albany, NY 12205.
