APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall credit worthiness. Representative payment for a 30 year fixed mortgage at 6.000% with a 6.149% APR is $6.09 per $1,000 borrowed. Representative payment for 10/6 ARM at 4.25% with a 5.580% APR is $5.73 per $1,000 borrowed for the first 10 years then subject to increase. Rates are accurate as of   and are subject to change without notice. Quoted rates may include the requirement of credit union membership at the time of loan disbursal and selection of our Automatic Payment Plan. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Ask about other rates and terms.

Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Both are Licensed Mortgage Bankers – NYS Dept. of Financial Services. NMLS Identifier: 309847. SMS address: 700 Patroon Creek Blvd. Suite 301, Albany NY 12206. HOA address: 4 Winners Circle, Suite 201, Albany NY, 12205. HOA Branch ID: 2491994. Broadview FCU NMLS Identifier: 458314.