Meghan Magee
Meghan Magee
Mortgage Originator
NMLS# 2054830
With over 25 years dedicated to customer service and a decade specializing in the mortgage industry here in the Capital Region, I bring a unique blend of problem-solving, and financial expertise to every individual's needs. I understand you have options when choosing a lender for your mortgage, so my goal is to make you feel empowered, informed, and excited when choosing Broadview and myself on your purchase or refinance. Navigating home loans can feel stressful and confusing, but I am here to help remove these concerns. Whether you are a first-time home buyer or a seasoned investor, I want you to feel good about the mortgage you obtain as well as the service you receive.
As a proud mom to 2 boys, I know firsthand that time away from family is precious, which is why I make it my mission to ensure every conversation we have is efficient, valuable, and respectful of your busy life. I appreciate your time and hope to be your go to lender for any and all mortgage needs your family has.
30-Year Fixed2
AS LOW AS
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(45-Day Rate Lock)
5/6 ARM3
AS LOW AS
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(45-Day Rate Lock)
7/6 ARM3
AS LOW AS
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(45-Day Rate Lock)
Traditional Mortgage Options
Fixed-Rate Mortgage
Finance up to 97% of the purchase price (if qualified) and enjoy quick processing. Flexible rates and terms are available.
Adjustable-Rate Mortgages
Payments may adjust up or down based on interest rate changes. Ideal if you will be in your home for about 10 years or less. Multiple options to fit your specific needs.
Multi-Family/Investment
Financing options for investment and multi-family properties (up to 4-family units).
Specialty Mortgage Options
Construction End Loan
If you’re buying in a community and the builder doesn’t need cash during construction, this loan may be ideal. You can lock in the rate for up to 365 days.
Jumbo Loan
The Jumbo Loan features favorable rates, flexible terms, and dependable payments on purchases greater than $832,750.
FHA Loan4
For borrowers seeking flexible qualification criteria, FHA loans offer low down payment options. Sellers can also provide up to 6% toward concessions.
Community Heroes Mortgage Program
Healthcare
professionals, staff
Law Enforcement
police, corrections
U.S. Military
active-duty, veteran
Fire & Rescue
full-time, volunteer
Education
professionals, staff
Community Hero benefits, available on every mortgage we offer, include5:
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APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall creditworthiness. Rates are based on a purchase, no cash out or cash out refinance options may affect your rate. The rate lock period for fixed-rate and adjustable-rate mortgages is 45 days from application submission. If an escrow account is required or requested, monthly payments will be greater. Payments do not include taxes and insurance, if applicable, and the actual payment obligation will be greater. Ask about other rates and terms.
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An example monthly payment for a 30 year fixed mortgage rate at Loading...% with a Loading...% APR is Loading... per $1,000 borrowed. Payments do not include taxes and insurance, if applicable, and the actual payment obligation will be greater. Rates are accurate as of Loading... and are subject to change without notice.
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ARM = Adjustable Rate Mortgage. The 7/6 ARM is a 30 year mortgage with a fixed rate for the first 7 years that is subject to change bi-annually thereafter. The adjusted rate shall be based on the 30 Day Average SOFR plus 2.75% with a floor rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. Rates are accurate as of Loading... and are subject to change without notice. The adjusted rate shall be based on the index value in effect 45 days prior to the contractual rate change data. An example monthly payment for a 7/6 ARM rate at Loading...% with a Loading...% APR is Loading... per $1,000 borrowed for the first 7 years then subject to increase. Payments do not include taxes and insurance, if applicable, and the actual payment obligation will be greater.
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Broadview Federal Credit Union offers FHA-insured mortgage products and is not affiliated with or acting on behalf of HUD, FHA, or the federal government.
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Full disclosures and terms will be provided during the Mortgage Program consultations. The summary below is not all-inclusive. Mortgage is restricted to the primary residence (purchase only) located in New York State. Must be credit qualified and eligible for Broadview membership. A Broadview checking account with payroll direct deposit and automatic mortgage payments is required. The $500 deposit will be made to the program participant’s Broadview checking account within 30 days of the closing, upon verification of all eligibility requirements. This program cannot be combined with any other offers.
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Mortgage products offered in New York State only. Principal address: 4 Winners Circle Suite 202, Albany, NY 12205. Broadview FCU NMLS Identifier: 458314. Broadview membership is required.
